Stop Waiting on Banks.
Start Closing Deals.
Pre-approved in 24 hours. Funded in as little as 10 days. Available in 44 states. No bank red tape. No income docs. Just results — powered by 25+ years of banking leadership.
The Pedigree of a Bank.
The Agility of a Partner.
Rhan Roach
With over 25 years in finance, banking, and credit, Rhan Roach built The House of Funding on a simple principle: real estate investors deserve a funding partner who moves as fast as their deals.
As a former Bank Manager at Wells Fargo and Vice President in the credit industry, Rhan understands both sides of lending — the institutional rigor and the frustration investors face with traditional banks.
Since launching in 2025, he has personally overseen 200+ funded loans, building a reputation for fast closings, creative deal structuring, and genuine relationships with every client.
Funding Built Around Your Deal
Investment Property Loans
Fast capital for investors who need to move quickly on acquisitions, renovations, and new builds.
- Fix & Flip Loans
- Bridge Loans
- Construction Loans
Rental & DSCR Loans
Long-term financing based on property cash flow — not your personal income or tax returns.
- DSCR Rental Loans
- Airbnb / STR Loans
- Portfolio Loans
Refinancing & Equity Access
Unlock equity from existing assets to fuel your next deal or stabilize your portfolio.
- Cash-Out Refinancing
- Commercial Bridge
- Rate & Term Refi
The Fast 50 Program
A powerful solution for investors who don't qualify traditionally. If the deal makes sense, we fund it — regardless of your credit history.
Why Investors Choose Us
Fund in 10 Days
Pre-approved in 24 hours. Funded in as fast as 10 days — no drawn-out timelines.
No Income Docs
Asset-based lending. We focus on the deal, not your W-2s or tax returns.
44-State Coverage
We fund deals across 44 states. Wherever your property is, we can close.
Relationship-First
Every deal gets a dedicated point of contact. Not a call center. A partner.
Three Steps to Funding
Submit Your Deal
Fill out our short application. Tell us about the property and what you need.
Rapid Review
Our team evaluates your deal within 24–48 hours. No weeks of waiting.
Get Funded
Approved deals close in as fast as 10 days. You get the capital, we handle the rest.
Whether It's Your First Deal or Your Fiftieth
First-Time Investors
No experience required. We guide you through the process and help you close your first deal with confidence.
Experienced Investors
Scaling your portfolio? We offer speed, flexibility, and loan structures that match your pace.
Developers & Builders
Ground-up construction and large commercial projects. Flexible draws and competitive terms.
Your Next Deal Won't Wait.
Neither Should Your Funding.
Stop losing deals to slow banks. Get pre-approved today and close with confidence — on your timeline, not a bank's turnaround.
Get Pre-Approved Now →